Fort Myers Beach to regain FEMA flood insurance relief

Fort Myers Beach has achieved a significant milestone, earning a Class 5 rating in the National Flood Insurance Program’s Community Rating System (CRS).

This designation brings financial relief to residents and national recognition for the town's flood mitigation efforts.

The Federal Emergency Management Agency and the U.S. Department of Homeland Security formally confirmed the rating in December.

Most Fort Myers Beach property owners insured through the National Flood Insurance Program will see a 25% reduction in flood insurance premiums for policies issued or renewed on or after April 1, 2026.

“This is a game-changing win for Fort Myers Beach,” said Town Manager Will McKannay.

McKannay emphasized the rating's benefits, noting it means lower insurance costs, stronger protection for homes and businesses, and national recognition of the town's progress since Hurricane Ian.

The CRS program, a voluntary FEMA initiative, rewards communities that exceed minimum floodplain management standards. Fort Myers Beach's actions were verified by FEMA to exceed program requirements, reducing flood risk and saving taxpayers money.

Earning a Class 5 rating is a dramatic turnaround for the town following Hurricane Ian, placing Fort Myers Beach among a select group of communities recognized for flood resilience and public safety.

FEMA confirmed that the Class 5 rating will automatically renew annually if the town remains in good standing with the National Flood Insurance Program and continues implementing the certified activities.

FEMA commended Fort Myers Beach's leadership, highlighting the strong floodplain management's role in enhancing public safety and reducing insurance costs.

For residents, this achievement signifies progress and a community moving forward with confidence.