WINK Smart: Chemical vs. mineral suncreen: what's the difference?

FORT MYERS, Fla. (WINK)— As Southwest Florida experiences 'feels-like' temperatures in the triple digits, WINK Smart Anchor Mayzie Olson is looking into chemical and mineral sunscreen differences because, for many people, it comes down to personal preference.

Some people worry about putting chemicals directly on their skin and opt for a more natural sunscreen. Others prioritize the best protection against strong UV rays.

Health concerns rose after two Food and Drug Administration studies found that multiple chemicals in sunscreen are absorbed through the skin into the bloodstream. However, the FDA says this only proves more testing is needed on its effects, not that the chemicals are proven to be harmful.

Chemical sunscreen ingredients absorb UV light before it penetrates the skin. Through a chemical reaction, that light is released as heat.

Mineral sunscreen ingredients, like zinc oxide or titanium dioxide, simply sit on the skin's surface and deflect the rays.

Mineral sunscreens are a good option if you're concerned about chemical exposure or have sensitive skin. These sunscreens are also believed to be less harmful to reefs and ocean life, though much remains unknown.

Still, the best sunscreens for protection are chemical.

For those opting for mineral sunscreen, Forbes Magazine used a panel of testers and top skincare experts to compile a list of recommended products. For the face, the Summer Fridays Shade Drops came out on top overall.

The Elta MD UV Clear Sunscreen is a great hybrid option, offering skin benefits alongside SPF protection. The Ultra Violette Future Screen is the best option with a tint.

All of these can be found at Sephora or on Amazon.

In the body category, Forbes rates MD Solar Sciences Mineral Moisture Defense as number one. When it comes to the best value sunscreen, it's Australian Gold Mineral SPF 50.

For children, Forbes chose the La Roche-Posay Anthelios Mineral Sunscreen. All are available on Amazon right now, ranging from about $19 to $46.

Choosing one from all of these options can feel overwhelming. Experts say the best thing you can do is pick one that you know you will wear consistently.